About The Role Manages credit underwriting and credit management activities within the team to ensure that these activities are done in an efficient manner while maintaining acceptable credit risk in the team's loan portfolio. Provides management, support and decision making for personnel within assigned regional team to attain established goals. Assures implementation of and adherence to loan policy and procedures, laws and regulations. Manages the training and coaching of staff, specifically those newer to the role. Participates as needed in underwriting activities including analyzing customer financial statements, tax returns, budgets, and other financial data, specifically those that are more complex in nature. PRINCIPAL RESPONSIBLITES AND DUTIES: Performs risk management and administrative functions: Serves as the primary leader of the analysts and underwriters with a supporting role in leading the Portfolio Managers. Encourages the team to coordinate and actively participate in the Commercial Banking Officers' (CBO) business development activities, fostering a team approach to business development. Conducts customer and prospect calls jointly with CBOs to enhance existing relationships and attract new customers. Ensures that the underwriting training needs of the team are met. Coordinates with the CBOs in determining the efficient allocation of underwriting resources to help ensure efficient completion of Credit Authorizations, annual term loan reviews and other underwriting functions. Takes leadership role in the recruiting efforts and succession planning for growing and maintaining the underwriting needs of the team within the region of authority. Coordinates efforts with Human Resources and Chief Banking Officer and Chief Credit Officer. Performs a variety of managerial and administrative functions: Will conduct regular meetings (scheduled depending on need) for training and leadership on topics such as financial analysis, policy and procedure adherence, and best practices. Will set short- and long-term development goals for the team and hold them accountable for the achievement of those goals. Conducts a formal performance review at least annually with each direct report based in part on the input from CBOs and other partners. Involved with subordinate personnel issues, including but not limited to promotions, demotions, and employee performance improvement plans. Will work with Chief Lending Officer and/or Human Resources as needed regarding issues with personnel. Develops the credit, customer relations, and interpersonal skills of team through a combination of goal setting, delegation, training, counseling, and performance appraisals. Communicates and interprets bank guidelines, policies, and programs in coordination with Executive Management and Human Resources. Participates in formulating short- and long-range team plans and evaluating the team organization structure and operating procedures. Keeps abreast of new underwriting methods and techniques, key industry trends and conditions and changes in laws, regulatory policies, and accounting procedures. Daily monitors administrative activities of team members to assure minimal risk to Bank. About You KNOWLEDGE/SKILLS/EXPERIENCE REQUIRED: Minimum 10 years commercial / corporate banking experience. Excellent knowledge of all Bank services and the ability to be creative and innovative in the use of products and services. Strong people management techniques and knowledge of Bank personnel policies and procedures. Sound credit judgment and strong underwriting skills. High level of analytical skill to conduct loan analysis, monitor loan progress in consideration of market trends, credit/interest rates, economic conditions, etc. Strong verbal and written communication skills. Supervisory training or experience. Accurate, punctual, al